San Jose Wage Garnishment Lawyer

Stop Wage Garnishment in San Jose, CA

If you fall behind on your debts, your creditors might sue you and try to garnish your wages. This can make it impossible for you to pay other bills, or even pay your rent or mortgage. Should you find yourself in this situation, filing for Chapter 7 or Chapter 13 bankruptcy may be the best option for you.

At Shulman Law Office, we can help you understand how wage garnishment is calculated and what you can do to protect your wages. We have experience helping people in all types of financial situations and can provide you with the information you need to make the best decisions for your situation.

Filing for bankruptcy can help put an end to wage garnishment. We are the leading law firm in San Jose for wage garnishment cases. We have successfully represented clients in a wide range of cases, and we can help you too. Our experienced bankruptcy lawyers can help you explore all of your options and find the best solution for your situation.

We are a team of experienced wage garnishment lawyers in San Jose, CA and we have helped thousands of people get out of debt. We can help you too. Contact Shulman Law Offices in San Jose, CA, to get help with wage garnishment today!

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What You Need to Know

Outstanding Debts
If you have unpaid debts or are behind on payments, creditors may try to collect these debts by garnishing your wages.

Money Judgment
Before credit card companies and other private creditors can garnish your wages, they must first file a lawsuit and obtain a money judgment. This judgment can then be turned into a court order.

Garnished Wages
After receiving such a court order, your employer will be required to withhold a part of your paycheck and send it to the creditor. If you don’t do anything about it, the wage garnishment will continue until your debt is paid in full.

Tax Agency and Support Garnishments

Tax agencies, such as the IRS, and child and spousal support creditors are not required to file a lawsuit to obtain a wage garnishment

Using Bankruptcy to Stop Wage Garnishment

Many individuals find themselves behind on their debts, with no way to catch up. If you are in this situation, Ike Shulman can explain to you how Chapter 7 or Chapter 13 bankruptcy can stop the threat of wage garnishments and resolve your financial problems.

Automatic Stay
As soon as you file for bankruptcy protection, an automatic stay on collections goes into effect. This legal shield can suspend most debt collection actions against you, even a foreclosure sale as well as lawsuits filed by your creditors.

Discharged Debt
Once your bankruptcy case is completed, all or a majority of your dischargeable debts will be eliminated. This also means that your creditors cannot garnish your wages anymore.

Exceptions 
Bankruptcy cannot discharge certain types of debt. Garnishment due to child and spousal support can continue during and after the bankruptcy process. Also, garnishments for tax debts which are not resolved through the bankruptcy can resume after the bankruptcy case is completed.

Make sure that bankruptcy will improve your situation before you file a case. Let Ike Shulman assess your financial picture, and he will help you make the right decision based on your needs. To schedule an appointment, give us a call or send us an email today.

Consult Our Attorney
San Jose Wage Garnishment Lawyer | Stop Wage Garnishment in San Jose, CA